Hello, I’m Pulak Dehingia.
I’m a B. Com graduate working as a Junior Accountant in a State Government PSU based in Duliajan, Assam. PaisaPSU is the blog I wish existed when I joined government service.
Most personal finance content in India is written for private-sector employees in big cities. As someone who lives in tier-3 India and works in a government undertaking, I found that most “personal finance for Indians” advice doesn’t fit our pay structure, our allowances, our pension scheme, or our tax situation.
This blog is built for people like us:
- Central and State Government employees
- PSU employees (gas, oil, banking, railways, defence)
- Pensioners and family pension holders
- Tier-2 and tier-3 city families managing salaries between ₹30,000 and ₹1,00,000
What you’ll find here: honest, plain-language guidance on income tax, NPS, GPF, salary structure, retirement planning, and household money decisions, written by someone who actually lives this life.
What you won’t find here: stock tips, get-rich-quick schemes, or generic advice copied from US blogs.
Important disclaimer: I am not a SEBI-registered investment advisor or a Chartered Accountant. The content on this blog reflects my personal views and research as an individual taxpayer and B.Com graduate. It is for educational purposes only and is not investment, tax, or legal advice. Consult a qualified professional for decisions specific to your situation. The views expressed here are entirely my own and do not reflect the views of my employer.
Reach me at: dehingiabloging@gmail.com