PSU employee finance

70% of My PSU Clients Made the Real FD to Mutual Fund Shift, and It’s Working

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FD to mutual fund shift chart for PSU employees

The FD to Mutual Fund Shift I’m Seeing on My Own Desk This ITR Season This ITR season, I noticed something I couldn’t ignore while sitting at my own laptop filing returns. I run a small, informal tax filing practice under my wife’s name, no legal obligation attached, just something I do for colleagues and … Read more

When Loans Eat the Whole Salary: A PSU Employee’s Insider View

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Salary slip showing multiple loan EMI and statutory deductions for a PSU employee

The First Sign: A Salary Slip With Almost Nothing Left EMI deduction limit PSU employee salary: there isn’t a clean answer, and you only find that out the hard way. A colleague of mine once opened his salary slip and found a negative number where his net pay should have been. Not a low number. … Read more